Se alguém encontrar títulos de dívida, se eles tiverem uma garantia sobre a terra [no seguro de pagamento da dívida], ele não os devolverá (ao credor), pelo pagamento exato muito melhor deles (propriedades vendidas). [Tememos "pagamento e plotagem", isto é, pode ser que seja uma fatura paga que tenha caído do credor e que sua admissão: "Eu não paguei" faça parte de uma trama entre ele e o credor para extrair o pagamento do credor. as propriedades vendidas que foram compradas do devedor sem garantia (contra apreensão), aquelas propriedades a serem divididas entre elas.] Se elas não contêm garantia sobre a terra, ele a devolve (ao credor), pois (nesse caso) beth-din não exige pagamento exato deles. Estas são as palavras de R. Meir. Os sábios dizem: Nos dois casos, ele não o devolve, por um pagamento exato deles. [Eles exigem pagamento mesmo quando a conta não contém penhor em terra, pois isso (omissão do penhor) é um erro do escriba, e tememos "pagamento e plotagem". A halachá está de acordo com os sábios, e é apenas em um projeto de lei onde não é mencionado um penhor que os sábios consideram um erro do escriba e a coleta é feita a partir da propriedade vinculada como se o penhor fosse escrito nele. Mas se ele declarou explicitamente no projeto de lei que não assume tal garantia, os sábios admitem que a devolve (ao credor), pois, em tal caso, não há apreensão de conspirar.]
Bartenura on Mishnah Bava Metzia
אחריות נכסים – landed security (i.e., that the debtor’s landed property is pledged to the creditor) that he can collect from them.
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English Explanation of Mishnah Bava Metzia
If a man found debt documents he should not return them [to the creditor] if they recorded a lien on the [debtor’s] property, since the court would exact repayment from the property. But if they did not record a lien on the [debtor’s] property he may return them, since the court would not exact payment from the property, according to Rabbi Meir. But the Sages say: “In either case he should not return them, since [in either case] the court would exact payment from the property.” Generally, when a debtor pays back his debt he would take the document and tear it up, so that the creditor could not collect it again. If one found a debt document, one could therefore assume that it came from the creditor. However, according to our mishnah in most circumstances one should not return it to the creditor. Our mishnah is concerned concerned that the debtor and creditor colluded to defraud a third party. We will explain. If the debtor had written a lien on his property in the document the creditor could take from this property if the debtor defaulted. For example let us say that Reuven loaned Shimon 1000 dollars and Shimon put a lien over all his property. After the loan Shimon sold his property to Levi and then Shimon lost all of his money (probably in high tech stocks!). Reuven can now collect his debt from the property sold to Levi. Our mishnah is concerned that Reuven might make a deal with Shimon for Shimon to pay back, let’s say 500 dollars, and then to deny that he paid back anything and then Reuven would collect Shimon’s sold property from Levi. Lest such collusion had been committed one should not return debt documents that have written in them liens. According to Rabbi Meir, if no lien was written in the document there is nothing to fear and one may return it to the creditor. According to the Sages all loans done through documents imply a lien on the debtor’s property, whether or not this is written specifically in the document. Therefore no debt documents may be returned to the creditor.
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Bartenura on Mishnah Bava Metzia
לא יחזיר – for we are suspicious of collection and conspiracy to fraud and divide the profits. Lest it was a collected/paid off document and it fell from the borrower, and when he admits: “I did not pay,” there is a council of deception between them to seize the sold mortgaged property which cannot be resorted to (in the event of non-payment) and it will be divided between them.
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English Explanation of Mishnah Bava Metzia
Questions for Further Thought: • Mishnah six: According to Rabbi Meir, if one finds a debt document in which there is no lien, he may return it to the creditor. Why is he allowed to do so, and why would you think he should not?
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Bartenura on Mishnah Bava Metzia
בין כך ובין כך לא יחזיר – a document which cannot be resorted to (i.e., movable property) is mortgaged, and can be collected from, and surety (i.e., property which may be resorted to in the event of non-payment) is the error made by the scribe; and we are suspicious of collection and conspiracy to fraud, and the Halakha is according to the Sages. And specifically, with a document where property may be resorted to in the event of non-payment is not mentioned in it, the Sages said that it is an error made by the scribe, and we collect from mortgaged property as if the surety was written in it (i.e., the document). But if it was spelled out in the document that he (i.e., the borrower) did not want to accept upon himself surety [for non-payment], the Sages admit that he may return it, for now there is no fear for a conspiracy to fraud.
